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  • Stamp duty holiday

    Following the recent extension of the stamp duty holiday until the 31st March 2021, the decision to downsize is one that many older homeowners are looking to make. Offering a host of benefits to this buyer profile as well as first time buyers and second steppers, there is no time better to take advantage of this opportunity. If downsizing is something you may be thinking about, take a look at some of the benefits it may bring:

    1)  Release financial equity – Buying a smaller, cheaper property will leave you extra money to enjoying life with your family and friends. It also means you can buy your new home as a cash buyer, giving you more options, a quicker chain, and the ability to live mortgage free. In addition, thanks to the stamp duty holiday, you save up to £15,000 on stamp duty.

    2)  Easier selling and buying process – Stamp duty has often deterred people from downsizing, especially in the pricier areas of the country, but with the stamp duty holiday you can maximize the value of your larger home..

    3)  Help future generations – By making it easier for people to downsize, more family sized homes will be freed up for second steppers, in turn releasing smaller first-time buyer homes to the market.

    4)  Save more each month – Downsizing your home, in most cases, also means downsizing your bills, saving you money on everything, from gas and electric to mortgage payments and DIY costs, leaving you with extra money for yourself.

    If you are considering downsizing, you can find your perfect Millwood designer home ideal for downsizers at one of our developments. Our exclusive development Cherry Tree Lane in the scenic county of Surrey presents downsizers with a number of three bedroom properties located in the quaint village of Ewhurst. The Maltings, our newest Kent development is ideal for empty nesters, offering several one, two- and three-bedroom properties priced between £400,000 and £500,000. Additionally, Bakers Field, located in the coastal Kent village of Cliffsend, holds a prime position surrounded by green and blue space  and offers several four-bedroom homes.

    To find out more about downsizing with Millwood, please click here.


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