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BUDGET 2021: Stamp Duty Holiday extension | Millwood Designer Homes

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BUDGET 2021: Stamp Duty Holiday extension

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    Chancellor Rishi Sunak’s Spring budget brings good news to many, in particular anyone trying to purchase a property in the next six months.

    The original temporary introduction of a stamp duty holiday for the first £500,000 of a property’s purchase price for all homebuyers has been extended to the end of June, continuing the saving of up to £15,000.  A surprise addition came in the form of a further extension from July to September, where purchasers will still be entitled to the stamp duty holiday for the first £250,000.

    This is welcome news for us and our customers, as it means interested purchasers have plenty of time to reserve now and avoid the bottleneck of homebuyers queuing up to complete when the extension comes to an end in September.

    The second property related announcement confirmed the news that first time buyers will be helped with a new government guarantee on mortgages offering a deposit of just 5% which has been almost impossible to get in the past year.  Many of the major lenders are already backing this Government 95% loan to value mortgages and this scheme will see buyers who are taking their first steps into home ownership, able to secure a £600,000 property with a deposit from as little as £30,000.

    We have a number of developments where buyers can take advantage of the extended stamp duty holiday. The Maltings, our development in the quaint Kent village of Biddenden, offers a number of properties priced between £400,000 and £500,000, including The Kipson, a stylish three-bedroom mid-terrace house and at Hawthornden, our beautiful Yalding development, all of the three remaining properties are within the stamp duty threshold. For the final property at Bakers Field priced at £730,000, The Ashurst, the purchaser will not be required to pay stamp duty on the first £500,000 of the property until July, meaning a saving of £15,000.

    For more information on our properties available to purchase now and to book a viewing appointment, please click here.


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